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What it means

A classic way to tell someone to slow down and quit charging ahead before anything's actually sorted. You say it when they've already spent the money in their head, planned the whole victory lap, and the rest of you are still at square one. It's old-school, playful, and the image lands straight away: rein it in for a second.

Usage examples

"I’ve already ordered the suit and booked the venue. Hold your horses, we haven’t even agreed on a date and you’re acting like it’s tomorrow."
"Hold your horses, mate, I haven't even finished my coffee and you're already booking the flights."
"Hold your horses there, son, we need to read the contract before signing anything."
"Hold your horses, mate, we've not even heard back from them yet and you're planning the victory drinks."
"Whoa, hold your horses, Dad. Let me finish the sentence before you start fixing the whole kitchen."
Tone
Cheeky Ironic Funny

Where it comes from

It comes from the literal job of restraining horses so they didn't bolt or lurch forward before the driver was ready. The figurative use for telling someone to wait or calm down is well attested in 19th-century American English, with printed examples showing up by the 1840s. The horse image kept it alive.

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